Insurance Plans

In This Section:

Insurance Plans

 

 VHI Private Hospital Excess & Shortfalls

PLAN Excess per Claim Outpatient/Side Room/Daycare Shortfall Semi Private Shortfall Private Shortfall (If requesting a private room)
Plan A No Excess 40% of total bill 40% of total bill 55% of total bill
Plan A Option No Excess 40% of total bill 40% of total bill 55% of total bill
Plan B No Excess No shortfall No shortfall Extra payment due per night
Plan B Option No Excess No shortfall No shortfall Extra payment due per night
Plan B Excess €75 per claim No shortfall No shortfall Extra payment due per night
Plan C No Excess No shortfall No shortfall No shortfall
Plan C Option No Excess No shortfall No shortfall No shortfall
Plan D No Excess No shortfall No shortfall No shortfall
Plan E No Excess No shortfall No shortfall No shortfall
         
Plan B Parents & Kids No Excess **20% Shortfall on some Orthopaedic & Ophthalmic procedures Extra payment due per night
Plan B Options Parents & Kids No Excess **20% Shortfall on some Orthopaedic & Ophthalmic procedures Extra payment due per night
Plan B Excess Parents & Kids €75 per claim **20% Shortfall on some Orthopaedic & Ophthalmic procedures Extra payment due per night
Plan B Excess 150-Parents & Kids €150 per claim **20% Shortfall on some Orthopaedic & Ophthalmic procedures Extra payment due per night
         
First Plan Starter / One Plan Starter NO COVER
First Plan No Excess 40% of total bill 50% of total bill 50% of total bill+ Extra payment due per night
First Plan Select PLEASE CONFIRM WITH VHI
First Plan Plus No Excess **20% Shortfall on some Orthopaedic & Ophthalmic procedures Extra payment due per night
First Plan Extra / One Plan €125 per claim **20% Shortfall on some Orthopaedic & Ophthalmic procedures Extra payment due per night
One Plus Plan / One Plan 1.10 €125 per claim **20% Shortfall on some Orthopaedic & Ophthalmic procedures Extra payment due per night
One Plan Extra / Complete No Excess **20% Shortfall on some Orthopaedic & Ophthalmic procedures Extra payment due per night
Family Plan Level 1 & level 2 No Excess 40% of total bill 50% of total bill 50% of total bill+ Extra payment due per night
Family Plan Plus Level 1 & level 2 No Excess **20% Shortfall on some Orthopaedic & Ophthalmic procedures Extra payment due per night
Forward Plan Level 1 & Level 2 No Excess No shortfall No shortfall No shortfall
         
Company Plan Starter NO COVER
Company Plan €75 per claim *20% Shortfall on some Orthopaedic & Ophthalmic procedures Extra payment due per night
Company Plan Plus Level 1 €75 per claim *20% Shortfall on some Orthopaedic & Ophthalmic procedures Extra payment due per night
Company Plan Plus Wellplus 2 €75 per claim *20% Shortfall on some Orthopaedic & Ophthalmic procedures Extra payment due per night
Company Plan Plus Select €125 per claim *20% Shortfall on some Orthopaedic & Ophthalmic procedures Extra payment due per night
Company Plan Extra Excess €75 per claim *20% Shortfall on some Orthopaedic & Ophthalmic procedures €50 excess per night
Company Plan Extra No Excess *20% Shortfall on some Orthopaedic & Ophthalmic procedures €50 excess per night
Company Plan Extra Level 1 & Level 2 No Excess *20% Shortfall on some Orthopaedic & Ophthalmic procedures €50 excess per night
Company Plan Extra Level 2 Excess No Excess *20% Shortfall on some Orthopaedic & Ophthalmic procedures €50 excess per night
Company Plan Executive No Excess No shortfall No shortfall No shortfall
         
Corporate Plan €125 per claim *20% Shortfall on some Orthopaedic & Ophthalmic procedures Extra payment due per night
WellPlus 1 Excess €125 per claim *20% Shortfall on some Orthopaedic & Ophthalmic procedures €50 excess per night
WellPlus 1 No Excess *20% Shortfall on some Orthopaedic & Ophthalmic procedures €50 excess per night
Nurses Plan /Teachers Plan No Excess **20% Shortfall on some Orthopaedic & Ophthalmic procedures Extra payment due per night (full cover until renewal if joined 1-31 March 2010
PMI 01 11 €75 per claim *20% Shortfall on some Orthopaedic & Ophthalmic procedures Extra payment due per night
PMI 02 11 /PMI 03 11 No Excess *20% Shortfall on some Orthopaedic & Ophthalmic procedures Extra payment due per night
PMI 04 11 No Excess *20% Shortfall on some Orthopaedic & Ophthalmic procedures No Shortfall
PMI 05 11 / PMI 07 11 No Excess *20% Shortfall on some Orthopaedic & Ophthalmic procedures €50 excess per night
         
* Please contact Patient Accounts with your Procedure code to confirm shortfall
NOTE : 20% shortfall on benefits for some orthopaedic & ophthalmic procedures for renewals ** from 1 Feb 2011 & * from 9 Feb 2011. Please contact VHI with your procedure code to confirm shortfall
         

Hibernian Health Excess & Shortfalls

PLAN Excess per Claim Outpatient/Side Room/Daycare Shortfall Semi Private Shortfall Private Shortfall (If requesting a private room)
Me Level 1 No Excess 40% of total bill 40% of total bill 55% of total bill
Me Level 2 No Excess No shortfall No shortfall Extra payment due per night
I/WE and Total Life Level 1 No Excess 40% of total bill 40% of total bill 55% of total bill
I/WE and Total Life Level 2 No Excess No shortfall No shortfall Extra payment due per night
I/WE Level 2 with Excess €75 per claim No shortfall No shortfall Extra payment due per night
BIZ Plan & BIZ Plan Plus €75 per claim No shortfall No shortfall Extra payment due per night
I/We 3/4/5 No Excess No shortfall No shortfall No shortfall
Hibernian Health Plan No Excess No shortfall No shortfall Extra payment due per night
Hibernian Market Plan No Excess No shortfall No shortfall Extra payment due per night
Hibernian Total Life 3/4/5 No Excess No shortfall No shortfall No shortfall
         
         

QUINN Private Hospital Excess & Shortfalls

PLAN Excess per Claim Outpatient/Side Room/Daycare Shortfall Semi Private Shortfall Private Shortfall (If requesting a private room)
Essential Starter No Excess €420 per day €420 per night €420 per night
Essential No Excess €255 per day €255 per night €255 per night
Essential Plus Starter NO COVER
Essential Plus (Excess) €125 per claim No shortfall No shortfall €127 per night
Essential Plus (No Excess) No Excess No shortfall No shortfall €127 per night
Essential Gold No Excess No shortfall No shortfall No shortfall
         
Health Manager Starter NO COVER
Health Manager €125 per claim No shortfall No shortfall No shortfall
Health Manager Silver No Excess No shortfall No shortfall No shortfall
Health Manager Gold No Excess No shortfall No shortfall No shortfall
         
Personal Care €125 per claim No shortfall No shortfall €165 per night
Family Care €125 per claim No shortfall No shortfall €165 per night
         
Company Health No Excess €255 per day €255 per night €255 per night
Company Health Plus (Excess) €125 per claim No shortfall No shortfall €127 per night
Company Health Plus (No Excess) No Excess No shortfall No shortfall €127 per night
         
Company Care Starter NO COVER
Company Care (Excess) €125 per claim No shortfall No shortfall €110 per night
Company Care (No Excess) No Excess No shortfall No shortfall €110 per night
Company Care Premium (Excess) €125 per claim No shortfall No shortfall No shortfall
Company Care Premium (No Excess) No Excess No shortfall No shortfall No shortfall
 Company Care Gold  No Excess  No shortfall  No shortfall  No shortfall
Credit Union Starter NO COVER
Credit Union Family €125 per claim No shortfall No shortfall €165 per night

 

 Important Note:

All excess and shortfalls are payable on admission

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