Aviva Insurance Plans
Aviva Private Hospital Excess and Shortfalls
| Plans | Level | Semi Private | Private | Day Case |
|---|---|---|---|---|
| Level 1 Access | 1 |
60% Cover Semi Private Rate* |
60% Cover Semi Private Rate* | 60% Cover |
|
Level 1 Hospital
|
1 | 75% Cover Semi Private Rate* | 75% Cover Semi Private Rate* | Full Cover |
|
Level 1 Everyday
|
1 | 75% Cover Semi Private Rate* | 75% Cover Semi Private Rate* | Full Cover |
|
Level 1 Hospital (Teachers) |
1 |
75% Cover Semi Private Rate* |
75% Cover Semi Private Rate* |
Full Cover |
|
Level 1 Everyday (Teachers) |
1 |
75% Cover Semi Private Rate* |
75% Cover Semi Private Rate* |
Full Cover |
|
Level 1 Hospital (Nurses) |
1 |
75% Cover Semi Private Rate* |
75% Cover Semi Private Rate* |
Full Cover |
|
Level 1 Everyday (Nurses) |
1 |
75% Cover Semi Private Rate* |
75% Cover Semi Private Rate* |
Full Cover |
| Level 2 Access | 2 | Full Cover | Semi-Private Rate | €75 Excess per hospital claim** |
|
Level 2 Complete Health
|
2 | Full Cover | Covered at Semi-Private Rate* | Full Cover |
|
Level 2 Hospital
|
2 | Full Cover | Semi-Private Rate | Full Cover |
|
Level 2 Everyday
|
2 | Full Cover | Semi-Private Rate | Full Cover |
| Level 2 Hospital (Teachers)) | 2 | Full Cover | Semi-Private Rate | Full Cover |
| Level 2 Everyday (Teachers) | 2 | Full Cover | Semi-Private Rate | Full Cover |
| Level 2 Hospital (Nurses)) | 2 | Full Cover | Semi-Private Rate | Full Cover |
| Level 2 Everyday (Nurses) | 2 | Full Cover | Semi-Private Rate | Full Cover |
| Level 2 Family Health (with day to day) | 2 | Covered + €2,000 co-payment* on certain orthopaedic procedures | Covered at semi-private rate + €2,000 co-payment on certain Orthopaedic procedures | Full Cover |
| Level 2 Health Excess (with day to day) | 2 | €125 excess per hospital claim + €2,000 co-payment* on certain orthopaedic procedures | Covered at semi-private rate + €125 excess per hospital claim + €2,000 co-payment on certain orthopaedic procedures | €125 excess per hospital claim** |
| Level 1 Daily/Health | 1 | 75% Cover Semi Private Rate* | 75% Cover Semi Private Rate* | Full Cover |
| Level 2 Daily/Health | 2 | Full Cover | Semi-Private Rate | Full Cover |
| Me | 1 | 60% cover | 45% cover | 60% cover |
| 2 | Full cover | €75 nightly excess* | Full cover | |
| I / We | 1 | 60% cover | 45% cover | 60% cover |
| 2 | Full cover | €75 nightly excess* | Full cover | |
| 2 XS | €75 excess per episode of care* | €75 nightly excess + €75 excess per episode* | €75 excess per day* | |
| 3 | Full cover | Full cover | Full cover | |
| 4 | Full cover | Full cover | Full cover | |
| 5 | Full cover | Full cover | Full cover | |
| Smart | Smart Plan | Full cover | €75 nightly excess* | Full cover |
| Market | Market Plan | Full cover | €75 nightly excess* | Full cover |
| Nurses | Plan | Full cover | €75 nightly excess* | Full cover |
| Plan Plus | Full cover | Full cover | Full cover | |
| Teachers | Plan | Full cover | €75 nightly excess* | Full cover |
| Plan Plus | Full cover | Full cover | Full cover | |
| Celestica | Celestica Plan | 80 excess per episode of care | €80 excess per hospital claim + €75 nightly excess | 80 excess per episode of care |
| Hibernian | Health Plan | Full cover | €75 nightly excess* | Full cover |
| Market Plan | Full cover | €75 nightly excess* | Full cover | |
| AA | Plan Level 2 | Full cover | €75 nightly excess* | Full cover |
| Plan Level 3 | Full cover | Full cover | Full cover | |
| Biz | Plan | € 75 excess per hospital claim* | Covered at semi-private rate plus 75 excess per hospital claim | €75 excess per hospital claim* |
| Plan Plus | € 75 excess per hospital claim* | Covered at semi-private rate plus 75 excess per hospital claim | €75 excess per hospital claim* | |
| Business Plan Hospital | Plan Hospital | €125 Excess | Covered at semi-private rate plus 125 excess per hospital claim** | €75 excess per hospital claim* |
| Business Plan Extra | Plan Extra | €75 Excess | Covered at semi-private rate plus 75 excess per hospital claim** | €75 excess per hospital claim* |
| Business Plan Select | Plan Select | €125 Excess | Covered at semi-private rate plus €125 excess per hospital claim** | €125 excess per hospital claim* |
| Business Plan Select Plus | Plan Select Plus | €75 Excess | Covered at semi-private rate plus 75 excess per hospital claim** | €75 excess per hospital claim* |
| Business Plan Choice | Plan Choice | €125 Excess | Covered at semi-private rate plus €125 excess per hospital claim** | Full Cover |
| Business Plan Plus | Plan Plus | €125 Excess | Covered at semi-private rate plus €125 excess per hospital claim** | €125 excess per hospital claim* |
| Business Plan Complete | Plan Complete | €75 Excess | €150 excess per hospital claim** | €75 excess per hospital claim* |
| Business Plan Executive | Plan Executive | Full Cover | Full Cover | Full Cover |
| Total life | 1 | 60% cover | 45% cover | 60% cover |
| 2 | Full cover | €75 nightly excess* | Full cover | |
| 3 | Full cover | Full cover | Full cover | |
| 4 | Full cover | Full cover | Full cover | |
| 5 | Full cover | Full cover | Full cover | |
| Plan 1001 | 2 XS | €75 excess per hospital claim* | €75 nightly excess + €75 excess per hospital claim* | €75 excess per hospital claim |
| Plan 1002 | 2 XS | €100 excess per hospital claim | € 100 excess per episode of care plus 75 excess per hospital claim* | €100 excess per hospital claim |
| * Excess to be paid by the policy holder | ||||
| * Excess to be paid by the policy holder. Excess does not apply to maternity and radiotherapy claims | ||||